D&D 3.0: Tales from Mystara
The family is poor. It may own the property it lives on, but does not make a good living from it. Family members work all their lives for very little gain. The character’s “starting gold” represents several years’ worth of scrimping and saving for the head of the household, and the family is hoping that the character will become wealthy on his adventures and return to help the family. The family lives in an inadequate home; family members have limited clothing and only occasionally own shoes or traveling gear; the household head may own a sword but most members of the family have no weapon other than knives and bows. A character from this Social Class starts with 10gps extra.